Before you pay it, check it.
Use a plain-English guide, checklist, call scripts, and comparison spreadsheet to review your hospital bill against your insurance paperwork, identify what does not line up, and know what to ask next.
Everything arrives in one folder — no software to learn, no medical billing codes to decode.
Financial Assistance Checklist
PDFContact & Follow-Up Tracker
XLSXProvider & Insurer Call Scripts
PDFItemized Bill Request Script
PDFComparison Spreadsheet
XLSXBill Check Checklist
PDFStart Here Guide
PDFIllustrative mockup of the seven included documents.
This is an illustrative example only. It is not a typical or guaranteed result — outcomes depend on your specific bill and provider.
The amount does not match what you thought insurance covered. The line items are confusing. You do not know whether the bill is wrong — only that you want to understand it before paying.
Not 56 tabs. Not medical billing codes. Just the pages and tools you actually need to understand the bill and take the next step.
Start Here Guide
Plain-English explanation of a hospital bill versus an Explanation of Benefits.
Bill Check Checklist
A one-page checklist of the details worth verifying first.
Comparison Spreadsheet
Line up your hospital bill and insurance paperwork side by side.
Itemized Bill Request Script
Exact words to request a detailed bill by phone or in writing.
Provider and Insurer Call Scripts
Clear questions to ask without making accusations or using technical language.
Contact and Follow-Up Tracker
Log every call, representative, reference number, promise, and next step.
Financial Assistance Checklist
What to ask about when a hospital offers financial assistance or payment support.
After purchase, you receive one organized download containing printable PDFs, fillable worksheets, and an Excel-compatible tracking spreadsheet with instructions for opening it in Google Sheets.
Download the kit
Get instant access to all seven tools in one folder.
Compare your bill and insurance paperwork
Use the checklist and spreadsheet to see what does and does not line up.
Use the scripts and tracker to follow up
Ask the right questions and keep a record of every call.
The kit is informed by publicly available consumer guidance, including:
Secure checkout and digital delivery handled by Lemon Squeezy.
How do I receive the product?
After payment, the download link appears on the order-confirmation page and is emailed to the address used at checkout.
What files are included?
Seven items: the start-here guide, bill check checklist, comparison spreadsheet, itemized bill request script, provider and insurer call scripts, contact and follow-up tracker, and financial assistance checklist — as printable PDFs and an Excel-compatible spreadsheet.
Will this reduce my bill?
There is no guarantee. The kit helps you find mismatches, ask clear questions, and request financial assistance where it exists. The outcome depends on your specific bill and provider.
Do I need to understand medical billing codes?
No. The kit is built so you never need to interpret a billing code — you are comparing dollar amounts and asking plain questions.
Does this work if I do not have insurance?
Yes. The kit covers both cases, including the federal good-faith-estimate option available to uninsured and self-pay patients when a final bill runs well above the estimate.
Is this medical or legal advice?
No. It is an organizational and educational tool based on public consumer guidance. For anything beyond organizing your paperwork and asking questions, talk to a licensed professional.
Can I use the spreadsheet in Google Sheets?
Yes. The spreadsheet is Excel-compatible and includes simple instructions for opening it in Google Sheets.