Medical bill review, made simple

Confused by a medical bill?

Before you pay it, check it.

Learn how to review your medical bill, organize your paperwork, identify potential errors, and ask the right questions before you pay. The Medical Bill Review Toolkit is in development — join the early access list to be notified when it's ready.

Get Early Access Free to join • No obligation • One email when we launch
What's planned for the toolkit

One organized kit, seven practical tools.

Everything will arrive in one folder — no software to learn, no medical billing codes to decode.

Illustrative mockup of the seven planned documents.

Illustrative example

See what a reviewed bill can look like.

This is an illustrative example only. It is not a typical or guaranteed result — outcomes depend on your specific bill and provider.

The moment this is for

You opened a bill you were not expecting.

The amount does not match what you thought insurance covered. The line items are confusing. You do not know whether the bill is wrong — only that you want to understand it before paying.

"The amount does not match what my insurance said."
"I do not understand half of these charges."
"I called once and still do not know what to ask."
Inside the toolkit

Seven tools. One folder. No jargon.

Not 56 tabs. Not medical billing codes. Just the pages and tools you'll actually need to understand the bill and take the next step.

01

Start Here Guide (PDF)

Plain-English explanation of a medical bill versus an Explanation of Benefits.

02

Medical Bill Checklist (PDF)

A one-page checklist of the details worth verifying first.

03

Bill Comparison Spreadsheet (Excel-compatible, includes instructions for opening in Google Sheets)

Line up your medical bill and insurance paperwork side by side.

04

Itemized Bill Request Script (PDF)

Exact words to request a detailed bill by phone or in writing.

05

Provider & Insurance Call Scripts (PDF)

Clear questions to ask without making accusations or using technical language.

06

Contact & Follow-Up Tracker (PDF)

Log every call, representative, reference number, promise, and next step.

07

Financial Assistance Checklist (PDF)

What to ask about when a provider offers financial assistance or payment support.

This is the planned Version 1 toolkit — one organized download with printable PDFs, fillable worksheets, and an Excel-compatible tracking spreadsheet. Join the early access list below to be notified when it's ready.

How it works

Three steps, start to finish.

1

Join the early access list

2

We'll notify you when Version 1 is ready

3

Download the toolkit after launch

Where this comes from

Built around trusted public consumer guidance

The toolkit is being built using publicly available consumer guidance, including:

Check My Bill is an educational and organizational resource. It is not medical, legal, insurance, or financial advice and does not guarantee that a bill will be reduced or changed. It is not affiliated with, endorsed by, or certified by any government agency.
Planned Version 1 toolkit

Planned Version 1 toolkit

  • ✓ Start Here Guide (PDF)
  • ✓ Medical Bill Checklist (PDF)
  • ✓ Bill Comparison Spreadsheet (Excel-compatible, includes instructions for opening in Google Sheets)
  • ✓ Itemized Bill Request Script (PDF)
  • ✓ Provider & Insurance Call Scripts (PDF)
  • ✓ Contact & Follow-Up Tracker (PDF)
  • ✓ Financial Assistance Checklist (PDF)

Contents may be refined based on early access feedback.

Launching soon

Launching soon

We're building the first version of the Medical Bill Review Toolkit. Join the early access list to be notified when it's available.

No payment required. No obligation. We'll send one email when it's ready — no spam.

Questions

Frequently asked questions

When will the toolkit be available?

We're currently building Version 1. Join the early access list and we'll send one email when it's ready.

What will be included?

Seven planned items: the Start Here Guide, Medical Bill Checklist, Bill Comparison Spreadsheet, Itemized Bill Request Script, Provider & Insurance Call Scripts, Contact & Follow-Up Tracker, and Financial Assistance Checklist — as printable PDFs and an Excel-compatible spreadsheet.

Will this reduce my bill?

There is no guarantee. The toolkit is designed to help you find mismatches, ask clear questions, and request financial assistance where it exists. The outcome depends on your specific bill and provider.

Do I need to understand medical billing codes?

No. The toolkit is being designed so you never need to interpret a billing code — you'll be comparing dollar amounts and asking plain questions.

Will this work if I do not have insurance?

Yes. The toolkit is planned to cover both cases. If you are uninsured or paying out of pocket, you may be able to dispute a bill that comes in well above your Good Faith Estimate under the No Surprises Act — eligibility, dollar thresholds, and deadlines apply and can change, so the toolkit will point you to current federal guidance rather than fixed numbers.

Is this medical or legal advice?

No. It is an organizational and educational resource based on public consumer guidance. For anything beyond organizing your paperwork and asking questions, talk to a licensed professional.

Will I be able to use the spreadsheet in Google Sheets?

Yes. The spreadsheet is planned to be Excel-compatible and will include simple instructions for opening it in Google Sheets.